Bike Life are the cool guys that promote the cycling lifestyle, getting people excited about riding and sharing the lifestyle with a community of like minded enthusiasts.
Bike Life Finance is the leader in bicycle finance and is all about helping people get involved in this lifestyle, making the purchasing of your first bike, second bike, or that dream bike you have always wanted, an awesome and attainable experience.
Bikes are no longer toys. Buying a bike is an investment in a lifestyle, and we’re here to help you do just that.
We offer road bike finance, mountain bike finance and will also finance all your accessories, making it easy for you to embrace the awesome world of cycling.
So what are you waiting for?
Are you a registered credit provider?
Yes, we are registered with and governed by the NCR and abide by the National Credit Act. Our NCA registration number is: NCRCP 6741
So how does it work?
Let’s face the facts. The gurus at the bank don’t see a bike as an asset. We love it, you love it and we want to make this work for you. So this means it’s a personal loan.
How much am I gonna pay?
You will go through the normal application process for a loan. Normally this means an angry interest rate, but being the cool people we are, we are gonna shift you into an easier gear and you’ll only pay between 10 and 18% interest.
How do I get such a great interest rate?
We have teamed up with all the players in the bike industry to make this affordable to you.
So does this mean I own the bike?
Absolutely! Its yours from day one.
Can I only buy a bike?
Nope. If you want to change your group set, buy some new shoes and get that cool wheel set you have always wanted, now is the time! Just add it to the price.
How long can I finance this for?
Its your decision, 12, 24, 36, 48 or 60 months.
Whats the minimum price?
Nothing less than R10 000
What about the hidden costs?
There aren’t any. All costs are in our documentation and are regulated by the NCA (National Credit Act) whoever you get finance from you will pay the same costs.
Why finance a toy?
Would you buy a bike on your credit card? That’s finance right… We just offer a cycling specific product at a competitive interest rate. Besides, we don’t see bikes as toys any more, they’re an important part of a healthy lifestyle. Got a gym membership? This is like a membership to the awesome lifestyle of cycling.
Ok this looks good. How do I cleat in?
You dig us, We dig you.Spot the ride and kit you want and get a quote from the store. Send us an SMS to 45373 for pre-approval or go online to www.bikelife.co.za/finance to apply.Obviously there is some paperwork we will need to get through, but nothing you haven’t seen before.
Can I ride this weekend?
If the bike is ready to roll and you have given us everything you need there is a good chance you can be on your new set of wheels. Typically this takes 3 days.